Loan Approval Process

 

Start your loan application today by visiting a local branch to apply in person or click here to apply online!

Having the following information available will help expedite your application:

  • Signed, completed application
  • Authorization to release information form
  • Income verification
    • Pay stubs for the last 30 days
    • Last two year’s W-2s or IRS tax forms
    • Self-employed or commission-based jobs require additional documentation
  • Verification of assets:
    • Two months of checking and savings account statement
    • Verification of investments and 401(k)

Property information:

  • Property description: legal description or survey
  • Name, address, and phone number of seller or land contract holder
  • Copy of purchase agreement or land contract to be paid off
  • If refinancing, a copy of latest property tax statement
  • Copy of previous title insurance policy
  • Copy of current homeowners’ insurance policy (Not required for vacant land or home site financing)
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