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Individual Term Life Insurance

Because our customers often need life insurance protection for more than just their loans, we offer Individual Term Life Insurance coverage. It helps protect your family finances by replacing future income to cover things like living expenses, college/educational costs, farm business expenses, and more. Optional benefit riders can be added for a small additional fee. Underwriting and a health exam are required for coverage.

• Individual underwriting

  You could save money because the premiums are based on your individual health risk.

• Competitive rates

  This helps you minimize your expense while maximizing your protection. Volume discounts are available that lower premiums so you pay less for higher coverage levels.

• Coverage amounts are not limited to loan size

  This allows you to get the life insurance coverage needed for debt protection, living expenses, income replacement, estate planning, and other needs.

• Return of premium option

  Some policies offer a return of premium option that gives you back all premiums paid if you outlive the policy term.

To contact us about Individual Term Life Insurance click here.

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